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Tuesday 16 July 2013

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If you have fallen behind on your debt payments, you could be facing some very serious consequences, including foreclosure and repossession. Chapter 13 bankruptcy, also known as a wage-earner plan, is one option that may allow you to catch up with your debts.
I'm Steven Bilsky, a Memphis-based attorney with more than 30 years of Tennessee bankruptcy experience. If you are looking for a lawyer who will provide you personal guidance through the Chapter 13 bankruptcy process, don't hesitate to contact me to set up a free consultation.
Common-Sense Solutions to Everyday Problems
Throughout Chapter 13 bankruptcy you will be able to pay your debts on a three- to five-year repayment plan without any interest or late fees. Chapter 13 bankruptcy is particularly useful for catching up with debts that cannot be eliminated in Chapter 7 bankruptcy.
Chapter 13 bankruptcy payment plans are frequently called wage-earner plans because in order to qualify for Chapter 13 bankruptcy, you need to have some kind of regular income. Your monthly payments will be limited to a reasonable percentage of your income so that you can afford to make them.
The Chapter 13 bankruptcy laws are very complex, but I have handled enough of these cases over the years that I have a good sense of what to expect in a wide range of different situations.
Finding Practical Solutions to Debt Problems
Chapter 13 bankruptcy has a long history in West Tennessee. It was created in 1938, during the Great Depression, through a law called the Chandler Act, named after former Memphis Congressman and Mayor Walter Chandler, who originally proposed the concept of wage-earner payment plans.
The bankruptcy courts in the Memphis area have always taken a practical, common-sense approach to Chapter 13 bankruptcy, using payment plans to address many different types of debtor situations. To discuss whether Chapter 13 bankruptcy is right for you, contact me today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code
was born and raised in Memphis, TN, and graduated with honors from Tipton-Rosemark Academy. After graduation, he attended the University of Mississippi on a full-paid scholarship, receiving a degree in Political Science with a minor in Philosophy and English. After College, Jones attended Mississippi College School of Law in Jackson, MS. He clerked for Attorney Gary L. Jewel during the summers and Attorney John Collette during the school year.
Jones received his Juris Doctorate Degree and was admitted to the Mississippi Bar in 2002 and the Tennessee Bar in 2003. After serving as an associate with the Jewel Law Firm for six years, Jones founded The Jones Law Firm. In October of 2008, Jones and his wife purchased the building where the Law Firm is currently located. Great time and expense went into the renovation of the new office and they constantly strive to keep up with the latest technologically to maintain one of the most advanced law offices in the Mid-South area
Jones is a member of the Memphis, DeSoto, Tennessee, and Mississippi Bar Associations. Jones is a regular guest on the Drake & Zeke Morning Show. He was given the nickname “Lawyer Bill” and is constantly amazed at how many people know him from his appearances and emails on the show. He appears on Drake & Zeke once a month for a segment called “Ask Lawyer Bill”, which is completely unscripted and allows Jones to showcase his knowledge of the law with a rapid fire Q & A from callers. Jones has appeared 10 times on the public service law series “Legalese”.
His blog, Big Latin Words, has been featured on SALON.com. Additionally he was the focus of a piece for Memphis Lawyer Magazine, entitled the Mini Lawyer which discussed the technology that Jones takes advantage of in practicing law.
Jones married Mrs. Jennifer Jones after the death of her first husband. Together they raise their two children, Ethan Nicholson and William Jones V, in Olive Branch, MS, where they are members of Great Commission Church. Having a stepson and step in-laws has given Jones keen insight into the family dynamics that his clients deal with on a day-to-day basis. Jones and his wife have attended and completed the Dave Ramsey Financial Peace University, and in the spring of 2013 they will go though the course a second time. He consistently recommends the Dave Ramsey Course to both clients and friends. He employs many of the lessons that Dave Ramsey teaches in dealing with clients. Mr. Jones has also successfully attended and completed Dave's Entreleadership weeklong course. In his spare time, Jones enjoys working with Video and Editing, playing poker, cheering for the Ole Miss Rebels, smoking ribs and shoulders, and working or riding his Harley.
Jones Law Firm offers services for bankruptcy, divorce, mediation services, prenuptial agreements, family law, adoption, juvenile court and more.
Mr. Jones recently began his second business which will merge two of his great passions, law and technology. iLawyerApps has released two apps for the ipad, both of which calculate child support for parents in Tennesse. The app can be found in the ituns app store by searching for TN Child Support.
Founded by experienced personal injury and commercial litigation attorneys, the Memphis trial lawyers at Wolff Ardis are dedicated to providing superior legal representation to individuals and businesses not only in Tennessee, but throughout the United States. The firm has successfully handled all types of personal injury and commercial litigation cases, recovering millions of dollars in compensation for clients from places as varied as Tennessee, Florida, West Virginia, Utah, and the United Kingdom.
Known for its seasoned staff and cutting-edge technology, Wolff Ardis is a full-service firm that works overtime to meet increasingly complex client needs. Whether you were harmed by a defective product, corporate malfeasance, or professional negligence, Wolff Ardis is committed to helping you achieve the best outcome possible in your case. Experienced attorneys and highly-trained staff identify all liable parties and pursue the most effective strategy to prevail at trial or through a settlement. Wolff Ardis’s innovative approach to complex legal matters has earned it a loyal and sophisticated client base throughout the country.
In product liability actions, generally an injured victim must show that a defect in the product caused harm to the victim. Manufacturers of defective products are “strictly liable” for any injury that results. The rationale behind strict liability is to hold manufacturers financially responsible for the injury because they are in the best position to correct product defects and warn consumers of danger. Manufacturers can therefore be held strictly liable to victims injured by defective motor vehicles, agricultural equipment, pharmaceuticals, and medical devices. The responsible manufacturer must compensate the victim for any damages arising out of the injury, including medical expenses, pain and suffering, lost income, future earnings, and other benefits.
While products liability actions involve some form of physical injury, commercial cases generally focus on financial harm. Like people, corporations and the people who run them can also be negligent, resulting in serious financial losses to the institution itself, its investors and shareholders. The negligent officers and directors can be held accountable, both personally and through insurance, and the victim is often protected from their negligence.
Commercial litigation can often implicate multiple insurance policies and claims. Financial institutions are required to carry a financial institution bond to protect against financial loss in the event of employee dishonesty, burglary, robbery, forgery, and similar crimes. Wolff Ardis has extensive experience litigating fidelity bond claims and claims against insurers for bad faith. Our experienced attorneys thoroughly review the policy language, drafting history, and current legal interpretations to ensure the maximum recovery possible in each case. From years of working closely with U.S. and European carriers, our lawyers have developed a unique relationship with the people behind the process, leading to a faster resolution of insurance claims. The firm has successfully represented both carriers and policy holders in bad faith insurance claims.
The experienced Memphis personal injury and commercial litigation attorneys of Wolff Ardis are at the forefront of defending the rights of injured victims across Tennessee and the United States. By controlling the growth of the firm, Wolff Ardis is able to provide the highest quality legal services to each client. Clients who hire Wolff Ardis harness the knowledge and experience of all its stellar attorneys, renowned for their team-oriented and solution-driven approach. They also benefit from the excellent support staff and state-of-the-art technology for which our law firm has become known. At Wolff Ardis, clients have the most advanced resources and dedicated professionals at their disposal. For effective, accessible, and client-focused representation, contact us at (901) 881-5730 or toll free at (877) 538-2754.

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